What is the best way to get an unsecured personal loan?

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myproblem asked:



An unsecured loan to help pay off high limit credit cards.


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February 10 2009 04:18 pm | Credit

One Response to “What is the best way to get an unsecured personal loan?”

  1. stopccdebt on 13 Feb 2009 at 5:25 pm #

    Your credit union is the best place. If you are not yet a member, find one that you meet their eligibility requirements for.

    Some credit cards will offer a “consolidation loan” product that is nothing more than a glorified balance transfer at a 16% APR.

    If you are in need of paying down debt, you may wish to speak with a credit counselor first. There may be other options and strategies available that would help you avoid taking on debt to pay off debt.

    You can find one in your local area. Make sure they have a satisfactory rating with the Better Business Bureau.

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