Voting Question: Should my ex partner benefit from rental profit when he doesn’t contribute at all?
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I bought a property with my partner in November 2007, we are both on the mortgage. (not married) We split up in January 2010 and he moved out of the property leaving me living there alone. I have been struggling to make the mortgage payments because I am a student receiving only my student loan, NHS bursary and £117 a month from a part time job. My ex partner does not contribute at all to the mortgage or any of the household bills. He refuses to take me off the mortgage because he says he doesnât want anything to do with it and I cant afford to take the mortgage in my sole name. Due to the fact that I am struggling, I approached an estate agent to sell the property but we would be in negative equity of around £10,000 and I donât have the savings or ability to maintain a £10,000 loan and my ex partner refuses point blank to help with that so the agent suggested we rent the property out. I have decided to do this, there would be a small profit each month from the income received after the mortgage is paid and the agent has taken fees. I informed my partner that I was considering renting the property out and he is demanding 50% of the monthly profit. As he is not contributing to the mortgage or bills or upkeep of the property and he hasnât since he moved out in January is this his right? He also states that if there isnât a tenant for some reason, he wonât be paying the mortgage or helping out in any way. The agreement with the agent has been signed in my name; he is not mentioned at all. Is it right that he should have access to the profit? I intended to save it and use it to contribute to fees when I actually can sell the house so its not like ill be spending it. Thanks â Iâm so confused!!
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September 04 2010 | tenant loans UK | Comments Off