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**Contains strong language and images some may find offensive** Worried about increasing debts? Falling behind on your mortgage repayments? Creators of animated comedy Monkey Dust have an idea on how you might save yourself from money worries.

timesofearth.com LONDON - Britain’s parliament has approved plans to triple tuition fees paid by university students despite a rebellion by some members of the coalition government. The lower house of parliament approved the plan by a majority of 21 votes, with 27 members of the coalition Conservative and Liberal Democrat parties voting against and a handful abstaining. Earlier, hundreds of protesters had clashed with police in the square in front of parliament, with some students throwing placards as mounted police tried to break up the crowd. Police said eight officers were hurt in clashes, one with a serious neck injury, and that they had made nine arrests. A photographer for the AP news agency said that he had seen some demonstrators kicking the car of Prince Charles in a central London street. Students angered by tuition hikes on Thursday stormed a Rolls Royce carrying Prince Charles, the heir to the British throne. The prince and his wife, Camilla, were unharmed in the attack. Thursday’s vote posed a crucial test for the coalition government of the Conservatives and Liberal Democrats. The proposal to raise fees had cast an uncomfortable spotlight on Nick Clegg, the deputy prime minister, who like other Liberal Democrat candidates signed a pre-election pledge to oppose any such hike. Thousands of students mounted demonstrations and sit-ins throughout Britain on Thursday following weeks of nationwide protests. In central London, demonstrators braved near-freezing …

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www.myfirsthomeblog.com According to mortgage sourcing specialist, Mortgage Brain, over 2600 new home loans have been introduced since April 2010, taking the total number of live products on its system to 7320. However, September saw a 4% decline in availability, as 298 products were withdrawn. The number of fixed-rate deals fell by 7%, to 4667; trackers put in a slightly stronger showing at 1668 products, while variable rate availability continued to grow, increasing for the tenth consecutive month, to 985 products. Mortgage Brain chief executive, Mark Lofthouse, comments: “Despite seeing a slight dip in product availability during September, the longer term analysis clearly shows that the UK mortgage market has shown real and significant improvements in terms of product choice and availability.”

Original broadcast (UK): Wednesday 29 October 2003, 7.30pm, BBC TWO. [09:01 - 18:15 of 00:27:00] Part 2 00:00 - 03:50 : Liar Loans #2-9 - Undercover at estate agents Townends, Bairstow Eves Countrywide, etc. 03:30 - 04:22 : The “self certified” (liar loan) mortgage fraud exposed in October 2003. 04:22 - 05:00 : Dr Desmond Fitzgerald highlights the strategy and motivations of the unscrupulous money lenders. 05:00 - 07:07 : Dr Desmond Fitzgerald explains the effect of widespread mortgage fraud. 07:07 - 08:25 : Revelation that mortgage fraud is widespread across the UK. 08:25 - 09:14 : Revelation that the money lenders are encouraging “self certified” loans. [Video suitably corrupt.] “BBC TWO’s The Money Programme has revealed a huge mortgage fraud with brokers from some of Britain’s biggest estate agents and financial advice groups advising customers to break the law and lie about their incomes to get massively bigger mortgages. And it shows how the illicit cash raised by this method has been pouring into the housing market, boosting prices and leaving many people risking financial ruin. … The Money Programme found that during the investigation brokers advised the undercover researchers to lie on applications for self-certified mortgages from, among others, The Bank of Scotland, The Mortgage Business and Birmingham Midshires. All three are part of the Halifax Bank of Scotland Group Britain’s biggest mortgage lender. … The Money Programme requested an interview with HBOS …

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Through his paternal grandmother, Cameron is a direct descendant of King William IV by his mistress Dorothea Jordan who was one of his many lovers. This illegitimate line consists of five generations of women making Cameron a 5th cousin of Queen Elizabeth II).Cameron’s paternal forebears also have a long history in finance. His father Ian was senior partner of the stockbrokers Panmure Gordon, in which firm partnerships had long been held by Cameron’s ancestors, including David’s grandfather and great-grandfather, and was a Director of estate agent John D Wood. David Cameron’s great-great grandfather Emile Levita, a German-Jewish financier (and descendant of Renaissance scholar Elia Levita) who obtained British citizenship in 1871, was the director of the Chartered Bank of India, Australia and China which became Standard Chartered Bank in 1969. His wife, Cameron’s great-great grandmother, was a descendant of the wealthy Danish Jewish Rée family on her father’s side. One of Emile’s sons, Arthur Francis Levita (died 1910, brother of Sir Cecil Levita),of Panmure Gordon stockbrokers, together with great-great-grandfather Sir Ewen Cameron, London head of the Hongkong and Shanghai Bank, played key roles in arranging loans supplied by the Rothschilds to the Japanese Central Banker (later Prime Minister) Takahashi Korekiyo for the financing of the Japanese Government in the Russo-Japanese war. David Cameron’s forefathers also ran the East India Trading company & Governed India. In …

Shopkeepers in the Ugandan capital Kampala are striking on protest over the cost of high-interest loans which they say are driving many of them out of business. Business owners say the bank loans have left them “working for nothing” and forced them to close their shops. They say losing more money is the only option left to show their frustration. The central bank, however, says nationwide interest rate rises last summer, when the entire region was suffering high inflation due to a global surge in oil prices, has made lowering rates impossible. Al Jazeera’s Malcolm Webb reports from Kampala. Business owners in the nation’s largest city say the high interest rates on bank loans have left them “working for nothing” so closing their shops and losing more money is the only option left to show their frustration. The central bank, however, says nation-wide interest rate hikes last summer - when the entire region was suffering high inflation due to a global spike in oil prices - has made lowering rates impossible. Al Jazeera’s Malcolm Webb reports from Kampala.

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With more American’s struggling financially, payday loans are coming under scrutiny for trapping the working poor in a vicious cycle of debt. Armen Keteyian reports.

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I was recently crowned “Queen Of The Loan” because the Windsors heard that I give my clients the royal treatment. As part of my duties, it turns out I’m required to address the public, so after lots of royal coaching, here goes….

The director general of the CBI John Cridland gives his opinions on how to get the UK economy moving - with the very things that got the UK into recession in the first place. More house buying, more loans Recorded from Sky News, 08 January 2012.

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NUS’ Ben Whittaker emphasises the importance of applying now if you live in England and are starting HE this autumn.

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www.lendinguniverse.com uk second mortgage low rate On the other hand, if the amount of money decreases or if its rate of movement slows down, then prices, output, and employment will decline. Every major depression has been accompanied by a substantial decline in the money supply, and often…

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Every week Max Keiser looks at all the scandal behind the financial news headlines. In this episode, Max Keiser and co-host, Stacy Herbert, discuss Brits using payday loans to pay off interest only mortgages while Greeks bury their cash for fear of being Gaddafi’d by the banksters. In the second half of the show, Max talks to David Morgan of Silver-Investor.com about silver, Sprott and bonds. KR on FB: www.facebook.com

Max Keiser and Stacy Herbert discuss the issues of the UK having more companies than ever offering so called pay-day loans because of a lack of UK regulation, the price of gold and silver, the manipulation of it by central bankers. Also the manipulation for the UK property sector by economic terrorist Mervyn King with record low interest rates. Recorded from RT, Keiser Report, 07 January 2012.

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A supposed crackdown will occur in the UK on the ease of getting a mortgage, in an attempt to stop people getting mortgages who should not be getting them in the first place. Recorded from BBC 1pm News, 19 December 2011.

Huge demand for ECB’s three-year loans Link (1) www.bbc.co.uk European banks borrow record €489bn from ECB Link(2) www.telegraph.co.uk Japan exports fall amid challenges Link www.bbc.co.uk Authorities Raid Olympus Offices in Tokyo Link www.nytimes.com Olympus’ share price tumbles as dismissal crisis escalates Link www.bjp-online.com UK Uncut pushes for legal action against Goldman Sachs after report points finger on unpaid tax Link from Yesterday. Read more: www.thisismoney.co.uk Man describes how he was chased for money he did not owe Link www.bbc.co.uk Euro-zone Debt Crisis Affects Emerging Europe Ratings Outlook Link online.wsj.com

Rob Lawrence, Managing Director of Boulders explains how £150000 from the Small Firms Loan Guarantee (SFLG) went towards building their climbing centre in Cardiff, Wales.

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ITN’s Alastair Stewart OBE has just returned from Srebrenica, Bosnia-Herzegovina, where he visited micro-entrepreneurs who are improving their lives with small loans from www.lendwithcare.org, supported by the Co-operative. Alastair Stewart, an Ambassador for CARE International UK, described his time in the country as “intellectually and emotionally pounding”. He visited five women who are using small loans to improve their lives, two of whom are widows from the 1995 massacre. Mr Stewart said of his visit: “As a news man, my time in Bosnia reminded me how desperately close we still are to the atrocities that swept through the Balkans less than 20 years ago. But with Lendwithcare.org there is an uplifting realisation that so much could be done for so many with so little. Having witnessed the massive difference a loan can make to people who have endured terrible hardship, I’m really proud to have made a loan on lendwithcare.org. The lendwithcare.org vouchers represent an opportunity to make an extraordinary gift this Christmas.” Lendwithcare, an initiative of global poverty charity CARE International UK, allows people in the UK to make small loans directly to individuals in developing countries to help them start or expand their own business, helping them feed their families and send their children to school.

Original broadcast (UK): Wednesday 29 October 2003, 7.30pm, BBC TWO. [00:00 - 09:01 of 00:27:00] Part 1 00:00 - 01:10 : Introduction. 01:10 - onwards : Andy Ashford from Ealing, London. 02:32 - 03:04 : Brief overview of the UK housing market (2003). 03:04 - 06:14 : Liar Loan #1 - Undercover at Rolfe East estate agents. 06:14 - 06:58 : Tony Shaw QC highlights the criminality of committing mortgage fraud. 06:58 - 08:10 : Andy Ashford contemplates mortgage fraud to avoid being priced out any further. 08:10 - 09:01 : Dr Desmond Fitzgerald identifies the risks of borrowing in excess of 6x your income. “BBC TWO’s The Money Programme has revealed a huge mortgage fraud with brokers from some of Britain’s biggest estate agents and financial advice groups advising customers to break the law and lie about their incomes to get massively bigger mortgages. And it shows how the illicit cash raised by this method has been pouring into the housing market, boosting prices and leaving many people risking financial ruin. … The Money Programme found that during the investigation brokers advised the undercover researchers to lie on applications for self-certified mortgages from, among others, The Bank of Scotland, The Mortgage Business and Birmingham Midshires. All three are part of the Halifax Bank of Scotland Group Britain’s biggest mortgage lender. … The Money Programme requested an interview with HBOS Chief Executive James Crosby but he declined to be interviewed.” James Crosby was …

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Upcoming Screenings: June 7-9 2011 in Chicago @ NCTC National Conference: Mapping the Future, Center For Economic Progress tax-coalition.org Default: The Student Loan Documentary is a 27 min. documentary chronicling the stories of borrowers from different backgrounds affected by the private student lending industry and their struggles to change the system. The documentary is now available for advanced screenings. If you would like to show Default: the Student Loan Documentary in your community, email us at studentloans@krotala.com Become a fan of the film at: www.facebo… Sign up for updates at www.defaultmovie.com

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The problem is that we and every nation has a large part of their population that are (non-productive). They consume resources from a society and do not contribute back to the society. The American gov. & all the European govs. are going to have to learn some serious (Budget Discipline) and stick to it. France and Germany are on target with their ideas and they must be really serious. They must hold the counties like Greece, Spain and others accountable or just let those countries take care of themselves. That may be called tough love by some. It is just reality and the facts of life. Our own Fed. gov. needs to get it’s act together or . . .. . . Icomment and talk about things that I have a strong feeling about. I am a reg. Indp. voter. I am not a Dem., Rep. or tea party member. So I owe nothing to any political party. I am not here to please or support anyone! My ancestors came from Ireland, England, Germany & Scotland. I am “American” since this is where “I” was born. I love the lands where my ancestors came from, but I will never say that I am - XYZ-American. American is where I was born & American I am. End of discussion on that. I will say exactly what I want & I will make any video on any subject that I want. For you simple minded midgets who come here to play the (”Race Card”) - shove it up your butt & choke on it. Get a damn job, get off welfare & get out of the ghetto you lazy bums. I (can not) be scared away by cursing threats from some small mined moron troll …

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A mashup homage to the present crisis with excerpts from Wall St,Boiler Room,Fight Club,Scarface and Network as well as news clips as to how rampant and naked greed at the very top of the world’s richest ever country has brought us to the very edge of a great depression and betrayed its peopl. All the sins and suffering this will bring. Weep at the injustice and folly of it all 2PE 2:3 In their greed these teachers will exploit you with stories they have made up. Their condemnation has long been hanging over them, and their destruction has not been sleeping. The music is called Nostalgia and is by Angelo Badalamenti Greed is not good ! www.thebuddhasface.co.uk Follow my blog http

South African President Thabo Mbeki & others embraces Dictator Robert Mugabe of Zimbabwe BARCLAYS’ MILLIONS HELP TO PROP UP MUGABE REGIME observer.guardian.co.uk OR observer.guardian.co.uk COPY AND PASTE Barclays’ millions help to prop up Mugabe regime in “search”, then “go” COPY OF THE ABOVE ARTICLE: Barclays’ millions help to prop up Mugabe regime Three British firms provide key finance, allowing the Zimbabwe leader to defy world condemnation Antony Barnett and Christopher Thompson Sunday January 28, 2007 The Observer Barclays bank is helping to bankroll President Robert Mugabe’s regime in Zimbabwe, providing millions of pounds of support for his vilified land reforms, The Observer can reveal. Mugabe’s opponents describe the bank’s activities as a ‘disgrace’ and an ‘insult’ to the millions who have suffered human rights abuses. Barclays is the most high-profile of three British-based financial institutions, which, in total, have provided more than bn in direct and indirect funding to Mugabe’s administration. The other two companies are Standard Chartered Bank and the insurance firm Old Mutual. According to influential newsletter Africa Confidential, that first disclosed the Barclays’ loans, the British organisations provide an economic lifeline keeping Mugabe’s regime afloat. A spokesman for Zimbabwe’s main opposition party, the Movement for Democratic Change, likened the bank’s actions to its support of South Africa’s apartheid regime and urged a boycott. One of the …

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Loan sharks lend money illegally. They are unlicensed traders that rip you off. If you have borrowed money from a loan shark, your phone could be your best defence. Report them in confidence to a Trading Standards illegal money lending team. Call 0300 555 2222, text ‘Loan Shark’ to 60003 or email to reportaloanshark@stoploansharks.gov.uk. For more information visit www.direct.gov.uk/stoploansharks May 2010

RT. Although showing clips of last year, (behind the inset picture). The guy inset is one of todays (9th November, 2011) protesters and he’s really telling it as it is. BBC take note+learn!

This piece first broadcast on 24 Nov 2011. Televised on UK’s satellite television Sky News.

Advice about the student finance package for new students starting after 1 September 2012. Aimed at students and their familes, as well as teachers, lecturers and money advisers. Short version of the video.

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Advice about the student finance package for new students starting after 1 September 2012. Aimed at students and their familes, as well as teachers, lecturers and money advisers.

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This week Max Keiser and co-host, Stacy Herbert, discuss Überdebten, financial eugenics and secret Fed loans. In the second half of the show, Max talks to Karl Denninger about MF Global, pepper spraying banksters and Occupy Wall Street. KR on FB: www.facebook.com

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Money plays vital role in everyone�s life. The value of money can be well briefed by needy and unemployed people. Two kinds of people are present in this world. First, high status and reputed businessmen/professionals, who spend endlessly money on useless expenses. In the second category, jobless or unemployed come, those are completely out of money. They find the sources of income through which, they can fulfill their needs/desires and demands. Well, no need to take tensions because for the benefits of the unemployed tenants, loans for unemployed tenants are available in the loan market. These loans provide financial support to the jobless people and prove like best friend. In this case, the old popular proverb a friend in need is a friend indeed is fulfilled. In UK, numerous financial institutions, companies, firms are available that offer loan amount to the unemployed tenants at reasonable rates. Since the jobless tenants do not have any valued property under their name. So, unsecured loan facility is the best choice for them. Unsecured loans are liberate from the possession of valued collateral. With this procedure, tenants can acquire hassle free amount ranging from � 1000 - � 25000 for the fixed term period of 1 to 10 years. According to the financial status and convenience, you can set the monthly loan installment but should not delay or miss the installments because it charges penalty. So, you have to repay the loan amount on time. Unsecured loans are quite …

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I received a PM from someone wanting to know about buying a house. This is strickly based on my experience, please see the help of a professional lawyers, real estate agent, bank in your state. Pros and Cons to each options, which is based strickly on your preferences and abilities. Before buying a house: Get your credit in order - This will effect the type of loan you quality for. So get your credit report from each of the 3 agencies, Equifax, Transunion, Experian Pay off your car - this effect your Debt-to-Income ratio and the bank uses this to determine how much you can afford. Save up as much money as possible. It cost money to buy a house! It’s best if you can put 20% down on the house, but don’t forget that there are additional fees. If you pay less than 20% you will have to pay PMI (Private Mortgage Insurers). Try to avoid paying this! You can wait and save more money or you can take out 2 loans 80% / 20% split. Speak to your broker about it. You have to pay the Lawyer, Lender, etc, but… You NEVER have to pay the real estate agent! The Seller pays that. Keep in mind that if you are looking at sites online such as Realtor.com, you will always pay more then what they suggest. • You have to pay Property Tax (which is a tax break at the end of the year but you have to pay it) • You have to pay for House Insurance • You have to pay for water (both using it and for the amount that goes down the drain) • Utilities, of course • Maintence is on you (which can be a pro or …

www.reit.com The West End of London and prime retail shopping centers are the current best investment opportunities in the UK, according to Alex Moss, head of global property securities analytics at Maquarie Securities. “I think the big change is that city offices have run their course a little bit. We can now see oversupply coming in,” Moss said. “The West End has a diverse tenant base and a shortage of supply, which means there should be capital gowth over the next 12 to 24 months.” Speaking with REIT.com at the European Public Real Estate Association’s annual conference in London in early September, Moss said UK high street shops are facing some of the biggest challenges. “We see strong pressure on retailers as a tenant base,” he said. “Also, some of the European shopping centers in less-than-prime locations will be challenged. Industrial we still see being fairly flat in the near term.” The expansion of REITs in Europe has had a big impact on the real estate investment market, Moss said. He pointed to REITs as a lead market indicator. “When the UK REITs refinanced in the first quarter of 2009, that really signaled the turning point of the direct property market,” Moss said. “You can see a similar situation with the French REITs.” Moss said there are two trends that he is closely watching which could negatively impact his outlook for the European listed property market. The first would be any unexpected upward movement in bond yields, Moss said. “That has been the big …

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Watch the full Keiser Report E217 on Thursday. This week Max Keiser and co-host, Stacy Herbert, discuss Überdebten, financial eugenics and secret Fed loans. In the second half of the show, Max talks to Karl Denninger about MF Global, pepper spraying banksters and Occupy Wall Street. KR on FB: www.facebook.com

www.incomepropertycash.com “This Single Family Residence is Pulling a 26% Cash on Cash Investment Return For You” 10138 Chambers hill dr St. Louis, MO 63136 All our St. Louis properties are completely rehabbed with all systems upgraded. 100% Turn Key. Brick Single Family Residence 3 bd 1 ba Square Feet 1220 Tenant already in place Rent roll is 0 monthly. Gross annual rent 200 Monthly Rent per Square Foot $ 0.69 Cap rate 11.7% Cash on Cash return 26% Professional Property Management in Place. Quality tenant in place. One year home warranty. Appraised at 000 Purchase Price only: $ 59500 “In House” Financing available with a min of 20% down. Financing Programs Available : * 20% down (typically k-k) with great cash flow * LOW DOWN program for qualified investors * Self Directed Retirement account, Non Recourse loans * Seller Financing with 50% down, ideal for foreign investors, Non Recourse loans * Principal and Interest payment based on 20% down payment amortized over 30 years at 5.75%. Every effort has been made to ensure accuracy on figures. Investors are encouraged to perform their own due diligence. For more details on all of our available properties and to join our Exclusive VIP Investor Buyers List, Go to our site at: www.incomepropertycash.com & Contact: Jay von Mohr Mohr Equity 657-777-3540 www.incomepropertycash.com www.youtube.com

www.REIClub.com - Lease Options Are a Great Way to Invest in Real Estate. Watch This Video to Learn What a Lease Option Is and When It Makes Sense to Lease Properties With an Option to Buy. To Learn More About Lease Options LeaseOptionInterviews.com 1. What is a Lease Option * A “lease option” is really two separate but related agreements: a “lease agreement” and an “option agreement”. * Lease Agreement - standard agreement to rent a home, sets terms of lease * Option Agreement - the right to purchase the home within a specified period of time for a fixed purchase price * Unilateral agreement - Seller is obligated to sell, buyer not obligated to buy 2. Terms: * rent credits (?) - portion of each month’s rent is credited towards the sales price, small percentage of monthly rent * option consideration - upfront fee paid by tenant buyer to the seller that gives the tenant buyer the option to buy at a fixed priced during a certain period of time * sandwich lease - * assignment - “assign” the option over to another investor for a fee, they resume payments and ownership of the contract and property at time of closing/ending of option period. * sublease - you are the primary on the contract to purchase, but lease the property to a different tenant, responsibility is still yours. 3. Why lease options? Seller * Move property faster - buyers market = competition * Good way to sell when market is down * Pass small repairs onto buyer * Tenant Buyer - better maintenance of home …

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